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What Our Legal Terms Mean for Your Account

Using 399k means you accept the terms that govern your account, your transactions via bKash, Nagad or Rocket, and your eligibility under local law.

Eligibility depends on local lawbKash, Nagad, Rocket transactions coveredAccount terms apply on registrationPolicy contact available via supportRegion-specific access conditions
399k What Our Legal Terms Mean for Your Account
ACCOUNT AND DATA STANDARDS

How We Handle Your Data and Account Security

Our legal obligations to you go beyond the written terms. We hold your account data — including payment records tied to bKash, Nagad and Rocket — under security practices designed to prevent unauthorised access. Here is what that looks like in practice, and how you can exercise your rights.

Data Retention Policy

We keep your account and transaction records for as long as required by applicable compliance obligations. After that period, records tied to your bKash or Nagad wallet activity are deleted or anonymised.

Cookie and Tracking Use

Our site uses session cookies to keep your account logged in and preference cookies to remember your wallet selection. We do not sell cookie data to third parties. You can clear cookies through your mobile browser settings at any time.

Account Security Practices

Each login on 399k is verified through an OTP sent to your registered mobile number. If you notice an unrecognised login attempt, contact support immediately — we can lock the account before any wallet action is taken.

Requesting Your Data or Changes

You can request a copy of the data we hold on your account, or ask us to correct inaccurate details, by contacting support via email with your account number. We aim to respond within a reasonable period under applicable law.

LEGAL CONTACT PATHS

How to Reach Us on Legal Matters

If you have a question about how our policy applies to your account — whether that involves a held bKash deposit, a Nagad withdrawal under review, or a request to close your account — reach us through one of the channels below. Our support team handles legal enquiries the same way as account queries: you get a real response, not an automated loop.

Live Chat Support Open the chat window from any page on 399k. Describe your legal or policy question and our team will route it to the right handler. Available during active support hours.
Email for Policy Requests Send your legal request — including data access, account closure or policy clarification — by email. Include your registered account number so we can locate your record quickly.
Account Help Centre The Help Centre inside your account dashboard covers the most common legal questions around wallet verification, Rocket payment holds and account status changes.

Frequently Asked Legal and Policy Questions

Below are the questions we hear most often about legal terms, account eligibility and your rights as an account holder on 399k. Each answer reflects our actual policy, not a general template.

Access depends on your local law and eligible region. We do not make representations about legal status in any specific location — check whether this type of account activity is permitted under your own local law before registering.

Deposits made via bKash or Nagad are held in your account wallet during any compliance review. The funds are not lost. Our support team can clarify the review timeline and what verification steps are needed to resolve it.

Yes. Email our support team with your registered account number and a clear data request. We will confirm what records we hold — including payment history linked to Rocket, bKash or Nagad — and provide them within a reasonable timeframe.

Contact support via live chat or email to request account closure. Once confirmed, your active wallet balance must be withdrawn first. After closure, we retain records only for the period required by compliance obligations, then delete or anonymise them.

We publish a notice on the platform when terms change and the effective date is clearly stated. Continuing to use your account after that date counts as acceptance. If you disagree, request closure before the update takes effect.

Yes. You must meet the minimum legal age for this type of account activity as required by your local law. We reserve the right to request verification at any time and to close accounts where eligibility cannot be confirmed.
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Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.